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`Payroll' card to draw salary from ATMs of SBI (BL 09.09.06) `The trend is just catching up. You can see such people draw cash from the ATM in the early hours of the day, when you probably come out to buy paper from the stall opposite or take a morning walk. They use the card with ease,' a Karur Vysya Bank official told. With banks targeting the un-banked (particularly in the rural pockets) under the financial inclusion project and the extension of the banking service to all sections of the populace, the proliferation of such services is no surprise. To minimise cash handling, State Bank of India has come up with a novel idea of the `payroll' card. The employer, who incidentally is also a customer of SBI, prepares the wage-sheet (with staff details) and hands the soft-copy to the bank. The bank uploads the details and within minutes, the system enables the said employee to draw cash from any of the ATMs of SBI. The customer's account is automatically debited. The customer (who is the employer in this case) has to bear the `upload charge,' which is said to be minimal. SBI sources said the concept was well-received in Chennai.